Dustin Settle

P. A. McGavick and Associates, LLC


Getting Started with Fixed Annuities

May 22, 2024

Fixed annuities are insurance products that guarantee a fixed rate of return on an investor's contributions. They ...

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Where Pensions Persist and How to Secure Your Retirement

April 19, 2024

Once a cornerstone of retirement security, traditional pension plans are a fading perk in today's workforce. ...

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A Deep Dive into Individual Retirement Accounts (IRAs)

February 27, 2024

As the years fly by, the golden years inevitably come into focus. Securing a comfortable and ...

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The Role of Annuities in Effective Estate Planning

January 17, 2024

Estate planning is a crucial aspect of financial management, especially as one contemplates the future of ...

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Annuities Should be Part of a Balanced Retirement Plan

December 15, 2023

A balanced retirement plan is akin to a nutritious diet: it requires various components to be ...

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Understanding Essential Financial Terms

November 8, 2023

The language used in finance can seem like a barrier to those just starting to struggle ...

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6 Annuity Misconceptions You Need To Know

October 5, 2023

Annuities: Six Common Misconceptions Annuities often come up as a topic of discussion when considering retirement ...

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10,000 Baby Boomers Retire Each Day

January 30, 2021

10,000 new baby boomers retire each day. Think about it: Many people don’t get defined pension ...

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A Compelling Story: Fixed Index Annuities

July 21, 2020

How would you like to play poker where the casino told you they would guarantee you ...

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A Gold Watch And Lifetime Income

March 6, 2019

Pensions have evolved to self-directed retirement planning I grew up in steel country in Western Pennsylvania. ...

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A La Carte Planning Don't Be A Victim

March 26, 2023

A dangerous phenomenon is happening within the financial services industry. For years marketing gurus taught the ...

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A New Idea That Has Been With Us For Over 200 Years

August 14, 2019

“Only money left over after paying taxes can be spent. For the average person in the ...

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A New Identity in Your Golden Years

November 27, 2023

Retirement marks a significant milestone, anticipated as a time of freedom and enjoyment. Yet, it can ...

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A New Year, A New You

January 10, 2024

Embracing Positivity With Smarter Finances As the confetti settles and the calendar flips to "2024," a ...

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A Retirement Income Trifecta

May 9, 2022

The Best Practices Used to Create Sustainable Streams of Retirement Income My parents and grandparents both ...

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A Simple And Successful Approach For Your Nest Egg

September 25, 2022

In the spring of 1983, a 61-year-old Australian sheep farmer named Cliff Young entered his first-ever ...

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A Time To Give Thanks

November 2, 2021

As Thanksgiving approaches, I think about what I have to be thankful for and the traditions ...

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Annuities Are A Logical Solution For Longevity Risk

October 14, 2021

"Transitioning from saver to spender can be a disconcerting shift for many seniors. A more systematic ...

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Annuity Lie: You Die and the Insurance Company Profits

November 16, 2021

Why lie about annuity benefits? If you buy an annuity and die, the insurance company keeps ...

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Annuity Lies Rebutted

May 23, 2019

Watch out for the Fake News and those who spread it I know that many investors ...

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Dustin Settle picture

Dustin Settle

P. A. McGavick and Associates, LLC

Boise, Idaho


(208) 585-7137

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